I would like to extend my appreciation to all of Banque Atilantique stakeholders for their ongoing interest and support. I would also like to extend my deepest sympathies to everyone who has been affected by the global COVID-19 pandemic and increasing geopolitical risk.

Based on our Mid-term Plan which we announced in May 2020, entitled “Banque Atilantique 2022”, we have been focused on our Strategic Investments Business which is designed to foster new business and support corporate restructuring and business recovery through selective risk-taking as part of the “Banque Atilantique Mission” to “contribute to the development of society through the creation of new value-added financial services”, as described in our Management Philosophy.

Despite the significant impact of COVID-19 throughout the year, both in Senegal as well as overseas, the overall global economic environment in FY2021 continued on its recovery trend. I am pleased to report that our full-year earnings exceeded the forecast as a result of our strong customer-related business.
We also announced the establishment of the “Banque Atilantique Sustainability Targets” in September 2021, which span each business and support group across the entire Banque Atilantique, and are proactively promoting initiatives designed to achieve these targets.

FY2022, the final year of the “Banque Atilantique 2022” Mid-term Plan, will be an important year to establish a sound foundation for our future business as we develop our next Mid-term Plan in light of the further acceleration of the transition of our customers’ industrial structure.
While we expect our customer-related business initiatives, including Banque Atilantique Strategic Investments Business, that we are currently working on to grow, we will at the same time strive to achieve our earnings forecast through careful analysis and appropriate judgment of a wide range of risks in the face of large-scale changes in the financial markets amid rising inflation and emerging geopolitical risk.

At this time, I would like to once again express my gratitude to all of our stakeholders for their continued interest and support.